Chicago: the Association, 1906. 13x7.5 inch certificate, including the perforated cash coupon which is still attached, very good; certifying that Otto Spruth of the La Salle lodge of Machinists has paid the dues necessary for a discount burial should he or a family member pass away in the next 20 years, with much small print.
A 1906 issue of The Chicago Clinic and Pan-therapeutic Journal (vol. 19, no. 7) alleges that the Union Burial Association had a ghastly system whereby doctors supervising a patient could get a 20% kickback in exchange for notifying the Association when the patient appeared ready to give up the ghost.